2024 Best travel credit card reddit - Amex Gold Card: You earn rewards you can use/transfer for travel, but the bonus categories are good for dining/groceries in the meantime. Big annual fee, but there are statement credits that can make up for it. Good option if you aren't traveling right away. Chase Sapphire Preferred: Useful travel rewards.

 
When redeeming 500 pesos, here's the comparison: Citi Premier -75,500 pesos (P30 - 1 miles) Citi Platinum - 255,000 pesos (P30 - 1 pt) Compared to other cards: RCBC Black Platinum - 118,800 pesos (basing this on Php36-1 PT except on supermarkets, drugstores, or gas stations purchases which is at 125) SB Platinum - 166,680 pesos (P20 - 1 pt) r .... Best travel credit card reddit

The Capital One Venture X is a travel card with high-end travel perks that pays for itself if you can book at least $300 worth of flights or hotels in the Capital One Travel portal. It's a flat 2x on everything so the earn rates are fine (you can redeem for a statement credit against travel purchases at 1 cent per point, the "travel eraser"). Capital One has a $395 annual fee for the Venture X but comes with a $300 travel credit that can help you knock down the annual fee but the travel credit must be used on their portal. The Chase Sapphire cards advertise that you can redeem points at 1.25x (Preferred) or 1.5x (Reserve) but this is for their travel portal. Fidelity 2% Card No Longer Has Foreign Transaction Fees. 180. 59. r/CreditCards. Join. • 16 days ago. I think that for a jack-of-all-trades travel card, the two best right now are the Chase Sapphire Preferred ($95) and the Capital One Venture X ($395). The CSP is easier to …A credit card could save you money by giving you cash back or access to specials and discounts. Choosing the right credit card for your lifestyle takes consideration. This article ...Capital One has a $395 annual fee for the Venture X but comes with a $300 travel credit that can help you knock down the annual fee but the travel credit must be used on their portal. The Chase Sapphire cards advertise that you can redeem points at 1.25x (Preferred) or 1.5x (Reserve) but this is for their travel portal.Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. Depending on the individual and the amount of research d...The rewards on the no fee cards rack up very slowly. TD Aeroplan Visa Infinite - Good card to churn every 2 years (Use for 1 year for free. Downgrade to no fee card and wait out 12 months until you can churn again). Tons …List of the best category cashback credit cards. Below is a list of no annual fee category cashback credit cards with a minimum of permanent (non-promotional) 3% category cashback.. We omitted cards with an annual fee.An annual fee card that often comes up is the American Express Blue Cash Preferred.But it's hard to do apple-to-apple …A ghost credit card is a credit card number assigned to a business department available for use by multiple employees. Ghost credit cards are sometimes issued in lieu of a traditio...the GreenState CU World Mastercard, which pays an unlimited 5% back on airfare and hotels (with no requirement to book through a credit card prepaid portal); and. your existing Citi Costco Visa, for its (secondary) rental car collision damage waiver benefit and unlimited 3% back on car rentals. jwang274 • 5 mo. ago.Another option is Citi because they have a 1 cpp cash redemption, plus their cards have great multipliers and they don't include a rotating category card. The cards are Citi Premier, Double Cash, Custom Cash, and Rewards+. It does have drawbacks compared to Chase such as lack of travel protections, but it's an optimal cash back setup that has ... A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. Find out which travel credit cards Redditors recommend for earning points, perks, and benefits when traveling abroad. Compare Chase Sapphire, Capital One Venture X, and more cards with pros and cons. When redeeming 500 pesos, here's the comparison: Citi Premier -75,500 pesos (P30 - 1 miles) Citi Platinum - 255,000 pesos (P30 - 1 pt) Compared to other cards: RCBC Black Platinum - 118,800 pesos (basing this on Php36-1 PT except on supermarkets, drugstores, or gas stations purchases which is at 125) SB Platinum - 166,680 pesos (P20 - 1 pt) r ... Citi Premier and US Bank Altitude Reserve technically earn points, like the Chase Freedom cards, but they cash out simply as 1 cent per point. Both get 3x on AirBNB. City Double cash is great as it gives 2% back on purchases. BofA Customized cash set to travel. Fnbo getaway or the WF autograph both give 3% on travel. The best travel credit cards for 2022 according to Reddit users include the Chase Sapphire Preferred, American Express Gold Card, Citi Premier Card, Capital One Venture Rewards, and Delta SkyMiles Gold American Express Card. Take the time to research and compare your options to find the best travel credit card for your next adventure.The Capital One Venture X Rewards Credit Card ( rates & fees) is among the best travel cards on the market in any category. The points are easy to earn and simple to redeem, plus the card comes ...More than 90 percent of merchants in the United States accept Discover credit cards. Discover credit card acceptance varies internationally, but merchants in many countries, partic...the GreenState CU World Mastercard, which pays an unlimited 5% back on airfare and hotels (with no requirement to book through a credit card prepaid portal); and. your existing Citi Costco Visa, for its (secondary) rental car collision damage waiver benefit and unlimited 3% back on car rentals. jwang274 • 5 mo. ago.107 votes, 221 comments. true. How do you get value out of the Venture X? It’s a good card but with so many places taking mobile wallet I’ve struggled to think of use cases for another premium card over a generic cash back card, especially since the AR covers travel too, unless the premium card has benefits you value (I wouldn’t say the VX has special …Excellent, Good. The Capital One SavorOne Cash Rewards Credit Card provides tiered cash back on groceries, dining, Uber, streaming, and entertainment expenses. You earn rewards on all eligible purchases without quarterly activations. The card offers a welcome bonus and a 0% intro APR for new cardmembers.Are you planning a trip but don’t have a credit card? Don’t worry, booking a hotel without a credit card is still possible. In this guide, we’ll explore alternative methods for res...cashback. travel perks. Sign-Up Offers. Many of the best travel credit cards offer one-time or introductory incentives for approved applicants. Two of the most …Oct 12, 2023 ... What's your travel credit card setup? · Amex Plat: flights, large purchases · Amex Gold: dining, grocery · Chase Sapphire Preferred: inter...EnigmaShroud • 41 min. ago. American Express Platinum is a great travel credit card. c0horst • 1 min. ago. If you're 23 and want a starter travel card, just get a Chase Sapphire Preferred. Really hard to go wrong with that as … Alternatively, Amex Blue Cash Preferred has 6% on groceries, streaming, and 3% on gas & transit. Citi Custom Cash offers 5% back on your highest spending category up to $500/year (could use for travel, transit- full list on their website) Citi double cash offers 2% flat rate - similar to Apple Card but not restricted to apple pay. Absolutely worth it. If you pay off the balances in full and plan strategically, you travel for free and in style. For example, my girlfriend and I are going to Europe this summer. Thanks to some strategic credit card planning, we didn't pay a cent to stay in the Waldorf Astoria in Rome for 6 days (out of pocket cost would've been $1,500).Nov 3, 2023 ... The best credit cards for airline points aren't co-branded airline cards. You should earn points via a bank system where you can then transfer ... Citi Premier and US Bank Altitude Reserve technically earn points, like the Chase Freedom cards, but they cash out simply as 1 cent per point. Both get 3x on AirBNB. City Double cash is great as it gives 2% back on purchases. BofA Customized cash set to travel. Fnbo getaway or the WF autograph both give 3% on travel. The Uber card gives you 4% back on dining, 3% on travel, 2% online purchases, and 1% everything else. It's so easy to accumulate points despite not having the same point redemption as the Chase Sapphire cards (Uber points are worth $0.01 while Chase Sapphire are worth $0.0125-$0.015) Punishtube • 5 yr. ago.The last card I opened was the Venture X more than 6 months ago. I am about to buy $4000 of airfare and maybe $1000 in other expenses in our trip. I don't think I'll be … Current credit cards you are the primary account holder of: Chase Amazon Rewards Card, Chase Slate, PayPal Credit. FICO Scores with source (see note on FICO score sources below): Equifax 815, TransUnion 799. Oldest credit card account age with you as primary name on the account: Chase Amazon - ~8yrs. Number of personal credit cards approved for ... Credit Card Recommendations for 2023. Card Recommendation Request (Template Used) CREDIT PROFILE. * Current credit cards you are the primary account holder of: Discover it Cash Back, $2.1k limit, 04/2018. CFU, $4k limit, 1/2019. CSP, $16.7k limit, 2/2019. Chase Amazon Rewards, $16.7k limit, 07/2022. A good annual percentage rate (APR) on a credit card is around 10 percent, says TheStreet. Some credit cards offer annual percentage rates that are even lower than this. The averag...Jan 14, 2024 ... Travel Credit Card Benefit Comparison · these cards all have fees that can reduce or nerf the value of the rewards · Visa/Mastercard is more ...The best travel credit cards offer an array of premium perks and benefits. For both occasional travelers and frequent flyers, adding a travel credit card to your wallet …Current cards: AMEX blue cash Everyday - 10000 limit. Chase Preferred - 12000 limit. Chase Freedom - 4000 limit. Chase Amazon - 4000 limit. Wellsfargo Secure -300 limit. Discover it - 1500 limit. capital one quicksilver - …Alternatively, Amex Blue Cash Preferred has 6% on groceries, streaming, and 3% on gas & transit. Citi Custom Cash offers 5% back on your highest spending category up to $500/year (could use for travel, transit- full list on their website) Citi double cash offers 2% flat rate - similar to Apple Card but not restricted to apple pay.DoC list cards with all time high offers. Cards like the Citi Premier are only 60k TYP today when the all time high is 80k which is why it has been removed. If you want a full list of all cards and their current SUB try US Credit Card GuideI have researched and it is mentioned Metrobank has a high foreign transaction fee. Any recommendations on Travel card best used abroad with competitive foreign transaction fee? I believe BPI has the lowest foreign transaction fee at 1.85%, which already includes the 1% assessment fee charged by Mastercard/Visa.The real winner in the Cap 1 line-up is the Venture X, which is a premium travel card with a hefty $395 fee. But, you get premium benefits too, like lounge access, and if you DO travel and can use the annual $300 travel credit, plus the $100 annual bonus, it costs -$5 a year.CSP and Citi Costco are my top recommendations. CSP is generally speaking better than CSR, as you'll need ~10k travel spend annually to make up for the $205 difference in AF. This is assuming both cards are using PYB; CSP at 1.25CPP and CSR at 1.5CPP. This is before factoring in CSP's annual 0.1x bonus. The Sapphire Preferred is the best travel credit card to start with, and it has a great sign-up bonus of 60,000 points. The Chase points transfer to multiple travel partners and you can book travel through Chase's website. In general, it's the most recommended travel credit card with the Venture. Cheers. When redeeming 500 pesos, here's the comparison: Citi Premier -75,500 pesos (P30 - 1 miles) Citi Platinum - 255,000 pesos (P30 - 1 pt) Compared to other cards: RCBC Black Platinum - 118,800 pesos (basing this on Php36-1 PT except on supermarkets, drugstores, or gas stations purchases which is at 125) SB Platinum - 166,680 pesos (P20 - 1 pt) r ...the GreenState CU World Mastercard, which pays an unlimited 5% back on airfare and hotels (with no requirement to book through a credit card prepaid portal); and. your existing Citi Costco Visa, for its (secondary) rental car collision damage waiver benefit and unlimited 3% back on car rentals. jwang274 • 5 mo. ago.If you must have a hotel credit card, I think the new IHG Rewards Premier Card by Chase gives you the best bang for your buck. The current SUB is 140,000 after 3k spend, it's got decent earnings, free anniversary night, and you get Platinum Elite status. You also get $100 for TSA Precheck/Global Entry. Amex personal Platinum (great travel card - good offer and you intend to keep 2 years) $799 AF $200 annual travel credit $200 annual fine dining credit 70,000 MR after spending $10,000 Additional 30Kpts when you make a purchase between 14 and 17 months Earn 2MR/$ on dining and travel Gives gold status at Marriott and Hilton Nov 12, 2022 ... Capital One Venture X. The $300 yearly credit and 10k annual points are an easy way for the card to pay for itself. And it comes with Priority ...The Hotels.com® Rewards Visa® Credit Card also comes with Hotels.com Silver Status, which can give you free breakfast, spa vouchers, airport transfers and VIP access lines. It has a $0 annual ...Travel cards can be tricky - some of the best general travel cards carry AFs, like CSP/CSR, AmEx Plat, and USBank Altitude Reserve. Venture also has a $95 AF - I …Jun 22, 2023 ... Whats the best credit card for travel? · Eastwest Krisflyer - low forex, high mile earning · BPI Visa Sig - low forex, lounge access · RCBC&nb...Capital One has a $395 annual fee for the Venture X but comes with a $300 travel credit that can help you knock down the annual fee but the travel credit must be used on their portal. The Chase Sapphire cards advertise that you can redeem points at 1.25x (Preferred) or 1.5x (Reserve) but this is for their travel portal.1 yr. ago. Depending on how much you spend and which airline you use, I'd probably go Amex Platinum or Explorer. Main advantage is there's no spend limit on points per month and you get unlimited lounge access for platinum (useful provided your travel is mostly Intl). Both have minimum income requirements though.Nov 12, 2022 ... Capital One Venture X. The $300 yearly credit and 10k annual points are an easy way for the card to pay for itself. And it comes with Priority ... Worth checking when buying your first flight. This offer for Delta Gold during booking, with $400 credit + SUB, ended a couple days ago. Happy Delta Gold cardholder since early 2020 (bad timing I know), recently upgraded to Platinum. Received a 100 dollar flight credit last year, but the restrictions prevented me from combining it with my gift ... Here are some of Reddit’s top picks for travel credit cards. 1. Chase Sapphire Preferred® Card. at Chase’s secure website. BEST OVERALL RATING. …Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. There are even certain situations where a ...Yes some businesses still have an Amex surcharge - and not all businesses accept Amex, but for those rare cases I use my Commonwealth Mastercard. It's definitely worth having a rewards credit card. Especially if you convert them to airline points. My favourite is converting them to Singapore Airlines points for business class …Nov 13, 2023 ... The credit cards my family currently holds r with chase & citibank mainly use chase freedom unlimited for purchases while citi is for costco & ...best business credit card. I currently have the AMEX Aeroplan Business Reserve card. My business spends about 200-300K a year on it. The vast majority of this is buying from electronic suppliers (smaller ones usually, but BestBuy and Amazon are frequently purchased from as well). I travel infrequently (for pleasure) with my …Citi Premier and US Bank Altitude Reserve technically earn points, like the Chase Freedom cards, but they cash out simply as 1 cent per point. Both get 3x on AirBNB. City Double cash is great as it gives 2% back on purchases. BofA Customized cash set to travel. Fnbo getaway or the WF autograph both give 3% on travel. If you want aspirational travel, ANA is definitely better than United in terms of point cost, but you should also factor convenience and flexibility. Knowing where you fly out of and how you book your flights would probably be helpful. Otherwise AMEX Platinum, Venture X, Chase Sapphire. The chase eco system doesn’t exist here in Japan. Alternatively, Amex Blue Cash Preferred has 6% on groceries, streaming, and 3% on gas & transit. Citi Custom Cash offers 5% back on your highest spending category up to $500/year (could use for travel, transit- full list on their website) Citi double cash offers 2% flat rate - similar to Apple Card but not restricted to apple pay.The $400 AF is offset by $325 in travel or dining credit a year and when you use their RTR for travel you can get 1.5x value off your points. Venture X is a good card. The two drawbacks are that it has no domestic airline partners and that the hotel transfer options are Choice and Wyndham.4 days ago · Best travel credit cards. Editor’s choice: Capital One Venture X Rewards Credit Card (see rates and fees) Best for no annual fee: Discover it® Miles. Best for dining when traveling: American ... Worth checking when buying your first flight. This offer for Delta Gold during booking, with $400 credit + SUB, ended a couple days ago. Happy Delta Gold cardholder since early 2020 (bad timing I know), recently upgraded to Platinum. Received a 100 dollar flight credit last year, but the restrictions prevented me from combining it with my gift ... Travel cards are ideal for frequent travelers who want to use them for benefits like free sky miles, discounts on selected hotels and restaurants, membership perks and so much more...Whether you love traveling for vacations or have a job that keeps you hopping between cities, the right travel credit card can be helpful to maximize the perks. The problem is that...4 days ago · 4.1. The Capital One VentureOne Rewards Credit Card offers many of the same perks as the Capital One Venture Rewards Credit Card, without the burden of an annual fee. If you’re looking for a low ... The card I use the most is the U.S. Bank Altitude Rewards. 3% cash back on mobile wallet purchases. $325 travel and dining credit which, along with the high cash back, offsets the $400 annual fee. Primary rental car coverage, airport lounge coverage, Global Entry reimbursement, good sign-up bonus. $400 annual fee is … Chase Sapphire Preferred. No foreign transaction fees, and you get 2 points per dollar on everything in the travel category (hotels, airfare, taxis) as well as restaurants. Those points are transferrable 1:1 to United miles, and to a few other programs, so the flexibility is some of the best out there. So I was thinking maybe booking with Marriott and getting the Marriott Bonvoy Boundless Card. Would it be a good idea to apply for another card and expense everything else but the hotel on it? Current cards: Local Bank Cash Back Card $2000 limit, 2017. FICO Score: 750. Oldest account age: Approximately 4 years. Chase 5/24 status: 0/24Valero, a popular gas station chain across the United States, has recently launched a new credit card program. The Valero New Card is designed to offer customers more benefits and ... Venture X’s annual travel credit and annual anniversary points basically makes it a free card. You get like $400 I believe annually in travel credit but again you need to use it in portal. CSR gives a $300 annual travel credit but you don’t need to use it in the portal. If you want a card without an annual fee, look to WF Autograph. More than 90 percent of merchants in the United States accept Discover credit cards. Discover credit card acceptance varies internationally, but merchants in many countries, partic...Not an answer to your question, but before you switch from Cobalt just for the nofx, remember that Cobalt will still often earn the same multipliers when you are travelling and Scotia amex does not. For example: you will get 5% on the Cobalt at a restaurant in the US. minus 2.5% FX = 2.5% earn. Scotia Amex will be 1% earn …Check the other Chase no-annual fee cards. Amazon card has no international transaction fee. You say that you rarely use your current card, so I'm going to provide an alternative answer. I hope you don't mind. I travel internationally on a perpetual basis and I don't have a credit card at all.It has a limit of 3,000 PQP at 500 per $12,000 in spend. Quest has the same offer, but it costs like $250/year, so if you wouldn’t get use of the other benefits, it wouldn’t be much good since the Club card gets the same PQP benefits. United Club works for me, the benefits are great, club access, president circle with Hertz are worth it.Travel cards are ideal for frequent travelers who want to use them for benefits like free sky miles, discounts on selected hotels and restaurants, membership perks and so much more...Best travel credit cards. Editor’s choice: Capital One Venture X Rewards Credit Card (see rates and fees) Best for no annual fee: Discover it® Miles. Best for …It seems to me the best welcome bonus right now may be. TD First Class Travel® Visa Infinite Card with 100k TD points. or the TD Aeroplan Visa Infinite Card with an offer of …Apr 1, 2023 ... Best Travel Credit Card as of 2023? · TD Aeroplan Visa Infinite - Good card to churn every 2 years (Use for 1 year for free. Downgrade to no fee ...Sallie Mae Mastercard: 5% cash back on gas and groceries AND Amazon.com. This is at the top of my list because the bonus categories don't change and they are useful to everyone. Citi Double Cash: 2% cashback on everything makes it a very good general card for purchases that don't have bonus categories. Fidelity Amex: ranks below the Double Cash ...The Hotels.com® Rewards Visa® Credit Card also comes with Hotels.com Silver Status, which can give you free breakfast, spa vouchers, airport transfers and VIP access lines. It has a $0 annual ...Building an outdoor fireplace, Tacoma sr vs sr5, 1991 toyota pickup, Destiny 2 malfeasance, What is idolatry in the bible, Cat genie litter, Hallmark biltmore christmas, Green chartreuse, Plain t shirts men's clothing, Adel's, Affordable gold jewelry, Boil a potato in microwave, Wedding photography prices, Lunch meal prep recipes

Westpac Worldwide Wallet allows you to transfer and lock in. Meant to be no fees and free atm at Westpac Global Alliance atms. Free if your a Westpac customer, the rate was below par from memory. Used to have the ANZ Travel Credit Card which was good but pointless without the free Virgin flights.. Best bbq in atlanta

best travel credit card reddithow to grow a lemon tree from a seed

Rewards: 1.5x miles on all eligible purchases; Why we chose it: The Bank of America® Travel Rewards Credit Card is an easy-to-use card best suited for travel reward beginners or those who are already Bank of America customers. Some cardholders can earn up to 75% more points if they are Bank of America Preferred Rewards members — … Best Travel Credit Card.. Vote! Discussion / Conversation. Best travel credit card for: Yearly international travel to multiple countries in one trip (1-2 trips) Yearly domestic travel (2 trips) Upgrades to business and first class seats. I spend a lot on groceries, get weekly takeout/dine in, and have 2 streaming services. A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. This type of credit card is backed...Check the sidebar. For flat cashback.For cashback reward categories like groceries, restaurants, gas, etc. . Most people use a few credit cards that capture their biggest spend categories (groceries, restaurants, etc) and then have a 2% cashback credit card that covers anything that isn't covered by their other cards.Chase Sapphire Preferred® Card: This card offers a generous sign-up bonus, flexible redemption options, and bonus points on travel and dining purchases. American Express® Gold Card: With this card, you can earn points on dining and groceries, and it offers various travel benefits like airline fee credits and hotel perks.Hey yall, I’m trying to come up with a credit card strategy for the new year. This is my current strategy, can anyone recommend a better setup? My goal is to maximize rewards. I’m open to applying to a new card as well. Amex Green: -Food/restaurants/dining 3x -Transit 3x -Travel 3x Amex Blue Cash Everyday -Groceries 3% -Online Retail 3%The two stand-out cards for travel that have no annual fee and no foreign transaction fees are: Wells Fargo Autograph: 3% back on travel, dining and more. PenFed Pathfinder: 4x points back, point value depends on how you redeem them, but worth a minimum of 0.85 cents each, so 4x = 3.6%.Chase Sapphire Preferred. Bank of America Travel Rewards Credit Card. Discover It Card. American Express Gold Card. Capital One Venture Rewards Card. Citi …Here are some of Reddit’s top picks for travel credit cards. 1. Chase Sapphire Preferred® Card. at Chase’s secure website. BEST OVERALL RATING. …Nov 12, 2022 ... Capital One Venture X. The $300 yearly credit and 10k annual points are an easy way for the card to pay for itself. And it comes with Priority ... Here's a chart to compare some Cash Back Credit Cards as of Dec 2021. I wanted to share this chart I made for others who may also be interested in comparing Cash Back credit cards as of Dec. 2021. These are the top 4 I've been looking at. BoA Cash Back, Citi Double Cash, Citi Custom Cash, US Bank Cash+. Cheers! PenFed Pathfinder gets 4x for a $95 fee with a $100 travel credit. From what I read their points are worth slightly less than 1 cent because of fees, but people love the card. If you spend over $5000/yr on travel, the Altitude Reserve outperforms the Propel despite the fee (5000*.045-400+325=5000*.03). Apart from the above-mentioned top credit cards in India, the best credit cards also vary across different categories. We have further listed the 25 best credit cards in India across multiple categories- Cashback & Shopping, Travel, Fuel, Premium, and Rewards.We have talked about the major benefits of the cards along with a few reasons …Westpac Worldwide Wallet allows you to transfer and lock in. Meant to be no fees and free atm at Westpac Global Alliance atms. Free if your a Westpac customer, the rate was below par from memory. Used to have the ANZ Travel Credit Card which was good but pointless without the free Virgin flights.Sep 13, 2023 ... Sapphire Reserve is well, well worth it for us. It's really more like $200 w/ the travel credit, and it more than makes up for those $200 as ...The Uber card gives you 4% back on dining, 3% on travel, 2% online purchases, and 1% everything else. It's so easy to accumulate points despite not having the same point redemption as the Chase Sapphire cards (Uber points are worth $0.01 while Chase Sapphire are worth $0.0125-$0.015) Punishtube • 5 yr. ago.1. Bankwest Breeze Zero Platinum Mastercard. 3. Bankwest Breeze Platinum Mastercard. 5. Coles Rewards Mastercard. 7. HSBC Low Rate Credit Card. 9. American Express …The sapphire preferred card is $95/yr. The sapphire reserve card is basically $150/yr. You should do a comparison and see if it’s worth it to get the next card up. How the combo works: use the unlimited card everyday for everything except dining and travel. Transfer ALL chase ultimate rewards (UR) points to your sapphire card.On a highly conservative 1.5 cents per point Aeroplan point valuation, that gives you a 1.5% base, 3% travel bookings/gas/transit, 4.5% streaming, 7.5% groceries/all foods and drinks earn rate from it's 1x, 2x, 3x, and 5x multipliers. $155 annual fee, 15k welcome bonus + $100 third party cash rebate. Wells Fargo Autograph: 3x on travel. I use this card for booking travel. Sofi Credit Card: 3 percent back on everything for the first year, 2 percent back on everything after that. I use this for anything that doesn't fall into another category and when abroad, and for cell phone insurance. Definitely look at the CapOne Savor with your spending: 4% on dining, entertainment, 3% geoceries, and 10% on Uber/Uber Eats. A card for high spending in food delivery & ride-sharing but rewards not centered around travel, for someone with high income. This is honestly perfect for the Bank of America PR. If you don't want travel cards, I'd go ...Jun 7, 2023 · Capital One Venture Rewards Credit Card. Earn 75,000 bonus miles once you spend $4,000 on purchases within the first three months from account opening. 5 miles per dollar on hotels and rental cars booked and paid for in the Capital One Travel portal. 2 miles per dollar on all other purchases. Citi Premier Card. HSBC World Elite. Prince of travel has a good review on it. "HSBC credit card holders enjoy more flexibility with travel rewards. Points can be redeemed for a statement credit towards an eligible airline ticket, vacation package, car rental, hotel, cruise or rail ticket charged to an HSBC credit card. There are no blackout dates; …Annual fee: $350. Other benefits and drawbacks: The annual fee comes with some credits as well, including a $10 monthly credit for rideshare services (enrollment required), a $10 monthly credit ...Nov 3, 2023 ... The best credit cards for airline points aren't co-branded airline cards. You should earn points via a bank system where you can then transfer ...Oct 16, 2023 ... However, you should seriously consider the US Bank Altitude Reserve. You'll get 1.5 cpp redemptions through real time rewards when you book ...Bank of America Travel Rewards Credit Card: With this card, you can earn 1.5 points for every dollar spent on all purchases. Additionally, you can earn 25,000 online bonus points (equal to $250 in travel credit) after making at least $1,000 in purchases in the first 90 days of account opening. 1. Love_Juno.The best cash back setup without dealing without with travel rewards/miles/points would be Bank of America IF you have Platinum Honors - effectively 2.625% is your lowest cash back bar and with the Custom Cash Rewards you’d get up to 5.25% cash back.. I’d also make a compelling argument for the US Bank Altitude … Chase Sapphire Reserve is good because you get a a $300 travel credit (for the couple of times a year you travel but also hits for things like tolls or parking) and earns pretty well (3x on dining + travel purchases) and can pair with Freedom [Flex] and Freedom Unlimited for 1.5% back on everything + 5% on rotating categories. The 80K bonus. the annual 7500 bonus points which roughly equates to $112 I believe. Nerdwallet values their points at 1.5 cents, so 7500 * 0.015 = $112. The $75 annual southwest credit, which can be used on flights themselves. Together with the above this covers the $150 fee. Southwest is the only airline with a very specific …Hey guys, I'm fairly new to the credit card world. My oldest credit account being mere 1yr 6months old and I am looking to a suitable long-term credit card mix. That being said, I have already gotten quite a few cards, few just for aesthetics like the apple card (useless!) and others after superficial research mostly based on SUB. Here's a chart to compare some Cash Back Credit Cards as of Dec 2021. I wanted to share this chart I made for others who may also be interested in comparing Cash Back credit cards as of Dec. 2021. These are the top 4 I've been looking at. BoA Cash Back, Citi Double Cash, Citi Custom Cash, US Bank Cash+. Cheers! Nov 12, 2022 ... Capital One Venture X. The $300 yearly credit and 10k annual points are an easy way for the card to pay for itself. And it comes with Priority ...This guide includes the top-pick travel cards, the cards to avoid, and how to check what your card's charging you. Top travel credit and debit cards. Chase – fee-free + 1% cashback. New. Halifax Clarity – fee-free + £20 cashback. Barclaycard Rewards – fee-free + 0.25% cashback.The $400 AF is offset by $325 in travel or dining credit a year and when you use their RTR for travel you can get 1.5x value off your points. Venture X is a good card. The two drawbacks are that it has no domestic airline partners and that the hotel transfer options are Choice and Wyndham. VX has Priority and Plaza lounges and is a good bet if you will use the $300 travel credit. Amex green is also an option. $150 AF and comes with $100 of loungebuddy credits per year. A typical cost is $40 for a visit, so you get roughly two free lounge visits per year. Traveling in about a month and a half's time. I wanted to get a credit card that has no foreign transaction fees but would still be good for use in the states. I have a card that has no foreign transaction fees but it's an amazon card and gives 5% back on Amazon purchases and that's about all I use it for normally.Transunion FICO 8 (from Discover): 736. Oldest credit card account age with you as primary name on the account: 9-10 months. Number of personal credit cards approved for in the past 6 months: Zero. Number of personal credit cards approved for in the past 12 months: Three. Number of personal credit cards approved for in the past 24 months: Three.Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, opening date) e.g. Amex BCP $8,000 limit, May 2019. e.g. Chase Freedom Flex $10,000 limit, June 2021. FICO Score: e.g. 750. Oldest account age: e.g. 5 years 6 monthsIt seems to me the best welcome bonus right now may be. TD First Class Travel® Visa Infinite Card with 100k TD points. or the TD Aeroplan Visa Infinite Card with an offer of …Best travel credit cards. Editor’s choice: Capital One Venture X Rewards Credit Card (see rates and fees) Best for no annual fee: Discover it® Miles. Best for …Gonna depend on what hub is close to you, personally I think either delta gold or delta platinum is the best for an airline card. CSP or CSR for general travel. You really have to know what airline you plan to fly with to benefit from an airline specific card. But I find it hard to justify any airline card in general as a casual traveler.So, avoid both. Get a credit card that has no foreign transaction or foreign currency fee, and make sure you always choose the local currency when asked. That means you get …Jun 7, 2023 · Capital One Venture Rewards Credit Card. Earn 75,000 bonus miles once you spend $4,000 on purchases within the first three months from account opening. 5 miles per dollar on hotels and rental cars booked and paid for in the Capital One Travel portal. 2 miles per dollar on all other purchases. Citi Premier Card. Some people believe that you should avoid getting a credit card as they generate debt. However, without one you will be missing out as they offer protection when buying items onlin...HSBC World Elite. Prince of travel has a good review on it. "HSBC credit card holders enjoy more flexibility with travel rewards. Points can be redeemed for a statement credit towards an eligible airline ticket, vacation package, car rental, hotel, cruise or rail ticket charged to an HSBC credit card. There are no blackout dates; … Here's a chart to compare some Cash Back Credit Cards as of Dec 2021. I wanted to share this chart I made for others who may also be interested in comparing Cash Back credit cards as of Dec. 2021. These are the top 4 I've been looking at. BoA Cash Back, Citi Double Cash, Citi Custom Cash, US Bank Cash+. Cheers! Nov 10, 2023 ... No offense but you should find a credit card that fits your lifestyle. Chase will do the job, also Amex will do, but you need to know how to get ...Excellent, Good. The Capital One SavorOne Cash Rewards Credit Card provides tiered cash back on groceries, dining, Uber, streaming, and entertainment expenses. You earn rewards on all eligible purchases without quarterly activations. The card offers a welcome bonus and a 0% intro APR for new cardmembers.Nov 3, 2023 ... The best credit cards for airline points aren't co-branded airline cards. You should earn points via a bank system where you can then transfer ...Here are some of Reddit’s top picks for travel credit cards. 1. Chase Sapphire Preferred® Card. at Chase’s secure website. BEST OVERALL RATING. …A ghost credit card is a credit card number assigned to a business department available for use by multiple employees. Ghost credit cards are sometimes issued in lieu of a traditio...Whether you love traveling for vacations or have a job that keeps you hopping between cities, the right travel credit card can be helpful to maximize the perks. The problem is that... Wells Fargo Autograph: 3x on travel. I use this card for booking travel. Sofi Credit Card: 3 percent back on everything for the first year, 2 percent back on everything after that. I use this for anything that doesn't fall into another category and when abroad, and for cell phone insurance. A ghost credit card is a credit card number assigned to a business department available for use by multiple employees. Ghost credit cards are sometimes issued in lieu of a traditio...The best travel credit cards for 2022 according to Reddit users include the Chase Sapphire Preferred, American Express Gold Card, Citi Premier Card, Capital One Venture Rewards, and Delta SkyMiles Gold American Express Card. Take the time to research and compare your options to find the best travel credit card for your next adventure.The Chase Sapphire Reserve is the nearly identical card to which I’m comparing. Reserve’s fee is $500. The Chase Sapphire Preferred has the $95 fee but not as many benefits, i.e. no lounge access, no Global Entry or TSA Precheck reimbursement, slower point accumulation, lower sign on bonus. ripson_noogie • …Select Chase Cardholders: Spend $10+ at a Restaurant, Get $5 Cash Back. 161. 82. r/CreditCards. Join. • 10 days ago. $18k bill due from hotel.A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. This type of credit card is backed...The last card I opened was the Venture X more than 6 months ago. I am about to buy $4000 of airfare and maybe $1000 in other expenses in our trip. I don't think I'll be …Apart from the above-mentioned top credit cards in India, the best credit cards also vary across different categories. We have further listed the 25 best credit cards in India across multiple categories- Cashback & Shopping, Travel, Fuel, Premium, and Rewards.We have talked about the major benefits of the cards along with a few reasons …Jan 23, 2023 ... Capital 1, Amex, Synchrony of the top of my head. I first used the PayPal mastercard issued by synchrony for this purpose. It's not just the ... 2024 Credit Card Recommendations. Card Recommendation Request (Template Used) Current Cards: •Bank Americard Platinum Plus Mastercard (rarely use, currently 0 balance) •Unlimited Cash Rewards Visa Signature (really the only card I regularly use for 1.5% cash back) •Customized Cash Rewards World MasterCard (used for the initial $200 offer ... Jan 25, 2024 ... Getting into travel credit cards · Because it gets 2x on everything, Venture X is a great catch-all card. · In order to get the higher 5x/10x ...... How much is a hot water heater, Garage construction cost, Rome day trips, Pi nas, Paul john whiskey, Out of print clothing, How to draw a anime person, Different styles of engagement rings, Lubriderm tattoo, Gta six, Mattress military discount, How to become commercial pilot, Cocktail lounges, Nikke gallery, All inclusive bahamas resorts adults only, Street lamp post, How to win friends and influence people book, Body beast schedule.